If you want to check your credit report (and you should!) Equifax offer a 30 day free trial. And there’s even better news – if you go through website Topcashback, you can get £20.20 for taking up the trial. The offer lasts until Sunday. After the 30 day trial is up, the fee is £8.99 a month, so unless you want to take the service on an ongoing basis, you’ll need to make sure you cancel at least 24 hours before the free 30 days is up. To cancel, just call 0844 335 0550 and quote your product reference. It isn’t often you can get twenty quid for free. There’s no real disadvantage to taking advantage.